What is OVpay? 
OVpay is a system for checking in and out on public transport using your debit card, credit card, mobile phone, or smartwatch. Soon, you will also be able to check in and out using the new OV-pas. We are currently testing whether this works properly. With OVpay, you can travel anywhere in the Netherlands by train, bus, tram, and metro. The debit card and OV-pas are the successors to the OV-chipkaart. This means the technology is ready for the future. 

How OVpay works
Hold your contactless debit card, credit card, or mobile phone against the card reader or gate and — beep! — you're checked in. After your journey, you check out in the same way. Payment is automatic. The next day, you will see the amount in your payment overview with the description NLOV. This makes checking in and out on public transport smarter and easier!

Your current OV-chipkaart? It will remain valid for the time being. You will also need this card in the coming period if you travel with NS with a (discount) subscription.

What is an age discount?
Children aged 4 to 11 and people aged 65 and over are entitled to a 34% discount when traveling by bus, tram, or metro (but not by train). We call this an age discount. You can now also check in and out with your debit or credit card when using the age discount.

The advantages of checking in and out with your debit or credit card
• You no longer need to top up your balance.
• It saves you having to carry a card in your wallet.
• You don't need to buy a new OV-chipkaart.

How do I activate the age discount on my debit card?
• Download the OVpay app.
• Add your debit card.
• Press ‘add age discount’ and follow the steps.

Want to know more? Visit ovpay.nl/leeftijdskorting

You can check in and out with:

• contactless debits card from ABN AMRO, ASN bank, bunq, ING, Rabobank, Knab, Regiobank, or SNS.
• contactless credit cards from Mastercard and Visa (issued by ICS)
• smartphones that are set up with contactless payment with a card from above-mentioned debit and credit cards. Also with Apple Pay and Google Wallet
• a foreign contactless debit or credit cards from Maestro, V pay, Mastercard, or Visa

You won't even need an OV-chipkaart or subscription. No registration is necessary. 

NEW: Subscriptions are now also available for debit cards. View the selection in the allGo OVpay webshop. 

In the train, bus, tram and metro; everywhere in the Netherlands, travellers can check in and out with their contactless debit card, credit card or mobile. Very convenient if you occasionally travel by public transport. Checking in and out is the same as with your OV-chip card.

How it works:

1. Hold your contactless debit or credit card or your mobile phone up to the card reader. A single beep means you've checked in. To ensure you use the right card, take the one you want out of your wallet.

2. At your destination, hold the same card you checked in with up to the card reader, just as with any public transport smart card. Two beeps means you’ve checked out.

3. The payment is processed automatically; You’ll see the amount with the description NLOV on your statement the next day. The price you pay will be the same as a standard ticket or trip with the OV-chipkaart without subscriptions or discounts.
4. Do you want to review your travel itinerary from a previous day? Enter the 14-digit code that appears on your statement next to NLOV into the web tool below. As well as the price that was debited from your account. 

Simply hold your contactless debit or credit card, or mobile up to the card reader or gate and – beep! – you’ve checked in. When you arrive at your destination, check out the same way. It’s that easy. It’s just like using your contactless card in the supermarket, but with one difference: you must check out at your destination!

Ensure you use the right card and take the one you want out of your wallet when you check in and out.

Do you have questions? We get that! Everything is listed on the ovpay.nl website. This way you can read at which places in our country you can already check in and out with OVpay. You will also find the answers to questions you may have as a traveler. So that you can read everything again quietly.

Terms and conditions